Citizenship by Investment

Antigua and Barbuda

Antigua and Barbuda Citizenship by Investment Programme (CIP)

Antigua and Barbuda offers a Caribbean citizenship-by-investment programme run by the Citizenship by Investment Unit under the Citizenship by Investment Act 2013. The most accessible route is a non-refundable US$230,000 contribution to the National Development Fund (NDF), an entry price that is structurally most attractive for larger families because the NDF headline is fixed for a family of up to four and adds only incremental government and due-diligence fees beyond that. A US$260,000 University of the West Indies Fund route is purpose-built for families of six or more and includes a one-year UWI tuition scholarship for one member. Real estate (minimum US$300,000, 5-year hold) and two business routes (US$1.5m sole, or US$5m joint with a US$400,000 per-person minimum) complete the options. The passport gives visa-free or visa-on-arrival access to 154 destinations including the Schengen Area and the UK, with a light 5-days-in-5-years physical-presence requirement; Canada requires a visa.

Investment routes

How you qualify.

Donation

USD 230,000

National Development Fund (NDF): non-refundable US$230,000 one-time contribution per application; covers a single applicant or a family of up to four for the same amount. Government processing fees are US$10,000 (single) / US$20,000 (family of up to four); for families of five or more, an incremental US$10,000 processing fee applies from the 5th dependant onward, with the NDF contribution remaining at US$230,000. Per-person due-diligence and passport fees apply in addition. The NDF is a non-profit government fund established under section 42(2) of the Finance Administration Act 2006, subject to six-monthly parliamentary reporting and independent audit. This is the most cost-efficient route, especially for larger families.

Fund

USD 260,000

University of the West Indies (UWI) Fund: US$260,000 for a family of six (6) or more. The route is restricted to large families and is not available to single applicants or small families. It entitles one family member to a one-year, tuition-only scholarship at the University of the West Indies.

Real Estate

USD 300,000
hold 60 months

Purchase of government-approved real estate valued at a minimum of US$300,000. The property cannot be re-sold until 5 years after purchase, unless replaced by another officially approved property in Antigua and Barbuda. Per-person due-diligence and passport fees apply in addition to government processing fees per the current Schedule of Fees.

Business

USD 1,500,000

Approved business investment. Sole investor: minimum US$1,500,000 in an approved business. Joint investment: a minimum of 2 persons making a joint investment totalling at least US$5,000,000, with each person contributing at least US$400,000. Government processing and due-diligence fees apply per the standard Schedule of Fees.

What the passport grants

Global mobility.

~154 visa-free / visa-on-arrival destinations
Schengen
Visa-free

short stays. Antigua and Barbuda is an EU Annex II (visa-exempt) nationality, permitting up to 90 days in any 180-day period across the Schengen Area. As of June 2026 Antigua and Barbuda remains on the EU visa-exempt list and has not been suspended. The EU has revised its visa-suspension mechanism (European Parliament approval on 7 October 2025; provisional Parliament/Council agreement 17 June 2025) to add investor-citizenship schemes as grounds for suspension, placing the five Caribbean CBI states at heightened future risk, though no Caribbean suspension has been enacted. ETIAS pre-travel authorisation will apply once live.

United Kingdom
Visa-free

for short visits of up to 6 months.

United States
Visa required

There is no Visa Waiver Programme participation; a US B-1/B-2 visitor visa is needed (ESTA only if separately eligible via another nationality).

Canada
Visa required

A visitor visa is needed; an eTA is available only to those who have held a Canadian visa in the last 10 years or hold a valid US non-immigrant visa and arrive by air.

The passport provides access to 154 visa-free or visa-on-arrival destinations, ranked 24th globally. Key strengths are full Schengen and UK short-stay access; the principal gaps are the USA and Canada, which both require visas.

Weighing this against Europe?

What you’re really after — and the cleaner route to it.

Most clients who consider Antigua and Barbuda want the same things: stronger mobility, a Plan B held in reserve, and optionality for the family. Antigua and Barbuda can grant a second passport — but it confers no right to live, work or settle in the European Union, and no path to an EU passport.

If a European foothold is any part of your objective, residence by investment achieves it directly — a euro-denominated home, legal residence in the EU, and, held over time, a lawful route to European citizenship. We map both, honestly, against what you are actually trying to achieve.

Eligibility & process

What's involved.

Family inclusion
Spouse of the main applicant; a child of the main applicant or of the main applicant and his/her spouse aged 0-30 who is financially dependent on the principal applicant; a child aged 18+ who is physically or mentally challenged, fully supported and living with the applicant; a parent or grandparent of the applicant or spouse aged 55 or older and financially dependent on the principal applicant; and an unmarried sibling of the applicant or spouse. Future spouses (US$50,000) and future children of dependent children (US$10,000 under 6; US$20,000 ages 6-17) may be added later. The NDF route's single US$230,000 figure for a family of up to four, together with the dedicated UWI Fund for families of six or more, makes this one of the most large-family-friendly Caribbean programmes.
Due diligence
Mandatory background and due-diligence checks are conducted by the CIU on every applicant. Non-refundable due-diligence fees (USD) are: principal applicant US$8,500; spouse US$5,000; dependent child 0-11 US$0; dependent child 12-17 US$2,000; dependent 18-30 US$4,000; dependent parent/grandparent 55+ US$4,000. Source-of-funds and source-of-wealth evidence is required (for example, an employment letter or contract and the last 3 months' payslips). All documents must be in English or accompanied by an officially accredited certified translation. Applications must be filed through a CIU-licensed authorised agent; direct applications are not accepted. Ineligibility grounds include false information, a custodial conviction exceeding 6 months, an ongoing criminal investigation, a security risk, or a visa denial by a visa-free travel partner.
Timeline
Approximately 3-6 months from a complete file to approval. Payment is phased: full due-diligence fees plus 10% of the government processing fee (non-refundable) on submission; the balance of processing fees, passport fees and the investment or contribution after the approval-in-principle letter.
Physical presence
There is no residence requirement before or during the application. After grant, the citizen must spend at least 5 days in Antigua and Barbuda during the first 5 calendar years after obtaining citizenship; failure results in deprivation of citizenship with no refund. No language test is required for the citizenship grant itself, and the 2024 OECS Memorandum of Agreement introduced mandatory applicant interviews, conducted by independent firms, as part of due diligence.
Tax
Antigua and Barbuda levies no personal income tax on individuals, and no capital gains, inheritance, estate or wealth tax. Citizenship by investment does not by itself create Antigua tax residence; tax residence depends on physical presence and domicile. Worldwide income of non-resident citizens is not taxed by Antigua. Clients should obtain advice on home-country tax and any CRS/reporting implications; citizenship is not a tax-residence substitute.
Key provisions
  • Governing law: Citizenship by Investment Act 2013 (No. 2 of 2013) as amended, plus the Citizenship by Investment Regulations 2014 and amendments (including 2024).
  • Administered by the Citizenship by Investment Unit (CIU); applications only via CIU-licensed authorised agents.
  • Four investment routes: NDF donation (US$230,000), UWI Fund (US$260,000, family of 6+), real estate (US$300,000, 5-year hold), business (US$1.5m sole / US$5m joint, US$400k per person).
  • NDF US$230,000 is fixed for a family of up to four, offering the strongest value for larger families; only incremental fees apply beyond four.
  • Physical presence: minimum 5 days in Antigua and Barbuda within the first 5 years post-grant.
  • Wide dependant definition: spouse, children to age 30, dependent parents/grandparents 55+, and unmarried siblings.
  • No personal income, capital gains, inheritance or wealth tax in Antigua and Barbuda.
  • Caribbean-wide 2024 MoU set common minimums (US$200,000 donation floor / US$200,000 real-estate floor across the five OECS CBI states); Antigua sits at or above these levels (NDF US$230,000, real estate US$300,000).
Documents you'll provide
  • Form AB1 — Citizenship by Investment Application Form (one per applicant including each child)
  • Form AB2 — Photograph and Signature Certificate
  • Form AB3 — Medical Certificate (including HIV and other required tests)
  • Form AB4 — Investment Confirmation Form
  • Form AB5 — Agent Form (CIU-licensed authorised agent)
  • Real estate route: Form AB8 — Real Estate Developer Application; business route: Form AB9 — Business Investment Application
  • Valid passport copies (certified/notarised) for all applicants
  • Birth certificates and, where applicable, marriage certificate
  • Police clearance / certificate of no criminal record (issued within prescribed validity) for all applicants 16+
  • Proof of source of funds and source of wealth (e.g. employment letter/contract, last 3 months' payslips, bank statements, business/financial records)
  • Proof of residential address and professional/bank reference letters
  • Certified English translations (by an officially accredited translator) for any non-English document
  • Signed binding purchase/sale agreement with an approved developer (real estate route) before submission
Legal basis & source documents

The governing law — in our library.

Antigua and Barbuda Citizenship by Investment Act, 2013 (No. 2 of 2013), as amended by the Citizenship by Investment (Amendment) Act, 2014 (No. 8 of 2014) and the Citizenship by Investment (Amendment) Act, 2016 (No. 2 of 2016), read with the Citizenship by Investment Regulations 2014 and subsequent amendment regulations, most recently the Citizenship by Investment (Amendment) Regulations 2024. The National Development Fund is established under section 42(2) of the Finance Administration Act 2006. The current operative instruments are the 2013 Act (as amended through 2016) and the Regulations as amended in 2024. · Administered by Citizenship by Investment Unit (CIU), Government of Antigua and Barbuda.

Documents marked “held by 8T20” are mirrored on our own servers from the official source, so the reference is always available.

Register your interest

Interested in Antigua and Barbuda? We’ll open the right door.

Our own focus is European residence — but if Antigua and Barbuda citizenship is genuinely of interest, leave your details and we’ll speak personally, understand your objectives, and introduce you to vetted, admitted counsel who handle this programme. No obligation, held in confidence.

Held in strict confidence. We introduce you to vetted, admitted counsel for this programme.

This briefing is general guidance, not legal, tax or immigration advice. Figures are indicative and verified to 2026; final positions, eligibility and timelines are confirmed in writing by licensed counsel on engagement. 8T20 Capital coordinates the engagement and facilitates applications through admitted local counsel; it is not a law firm. Final eligibility, thresholds and timelines are confirmed in writing by licensed counsel before any commitment.