Advice you can trust because no one is paying us to sell it.
Most residence and citizenship “advisors” are brokers — paid a commission on the property or programme they place you in. 8T20 Capital is independent: one transparent fee, neutral sourcing across jurisdictions, and every figure verified to the law itself. That is the whole difference, and it changes everything you are told.
A typical broker, and an independent advisor.
The same five questions decide whether you are being advised or sold to. Here is how the two models answer them — drawn from how the industry actually works, not how it markets itself.
Paid a commission on whatever they sell, so the recommendation follows the highest-margin unit — not your strategy.
Fee-only and conflict-free: one transparent €10,000 fee, paid by you, so our only incentive is the right outcome for your family.
Tied to a single developer or one jurisdiction — you see what they hold, not what fits you.
Neutral and multi-jurisdiction: we compare programmes and assets across markets, then source around your objectives.
Sales claims and brochure numbers that quietly drift from what the law and the authority actually say.
Every figure verified to the primary legislation and the administering authority — a documented source of truth.
In-house sales staff steering the paperwork, with no independent legal duty owed to you.
Coordinated through admitted local counsel in each jurisdiction, instructed and tracked on your behalf.
Opaque and variable — the cost is buried in the price of what they are selling you.
One transparent €10,000 fee. One price, stated up front, for the whole engagement.
Paid a commission on whatever they sell, so the recommendation follows the highest-margin unit — not your strategy.
Fee-only and conflict-free: one transparent €10,000 fee, paid by you, so our only incentive is the right outcome for your family.
Tied to a single developer or one jurisdiction — you see what they hold, not what fits you.
Neutral and multi-jurisdiction: we compare programmes and assets across markets, then source around your objectives.
Sales claims and brochure numbers that quietly drift from what the law and the authority actually say.
Every figure verified to the primary legislation and the administering authority — a documented source of truth.
In-house sales staff steering the paperwork, with no independent legal duty owed to you.
Coordinated through admitted local counsel in each jurisdiction, instructed and tracked on your behalf.
Opaque and variable — the cost is buried in the price of what they are selling you.
One transparent €10,000 fee. One price, stated up front, for the whole engagement.
“A typical broker” describes the common commission-based, single-developer sales model in the residence- and citizenship-by-investment market generally. It is not a reference to any specific firm. 8T20 Capital is an advisory firm, not a law firm; regulated work is delivered by admitted local counsel.
A single, transparent fee.
We charge one fee for the engagement — strategy, neutral sourcing, and coordination through admitted local counsel. It is paid by you, stated before we begin, and it is what keeps the advice yours. Government fees, taxes and the qualifying investment are separate, and confirmed in writing.
- No commission on what you buy
- No mark-up hidden in the property price
- No surprise at the end of the engagement
Independence, in practice.
Not a promise on a brochure — three things we do on every engagement, in this order.
We answer to you, not a developer
A single transparent fee means our advice is bought by you and owed to you. There is no hidden commission steering the recommendation — and nothing we are quietly trying to sell.
We verify before we advise
Every programme, cost and timeline is traced to its governing legislation and the administering authority, then cross-checked. You receive references and real figures, not a brochure.
We coordinate the whole engagement
One relationship runs the strategy, the qualifying investment and the admitted local counsel — sourced neutrally, tracked end to end, delivered to a government-grade standard.
A documented source of truth.
Where a broker offers a sales figure, we offer a citation. Every recommendation is traceable to the governing law and the administering authority.
Each route traced to its statute, regulation or decree.
Sourced from the administering authorities directly.
Verified against primary legislation, June 2026.
References, sources and real figures at every step.
A plan B — not a packed suitcase.
Residence by investment is about optionality. Most of our clients have no intention of leaving home tomorrow — they want a secured right to live in Europe, or a stable base beyond it, that they can hold quietly and activate only if they ever choose to. That is precisely what we structure: a second home for your capital and your family, held without uprooting the life you have.
- You want a Plan B you can hold from home — a hedge, not a move
- A euro-denominated asset and an EU foothold for your family
- Tax optionality and a second base, secured quietly over time
- One relationship that handles every step for you
You intend to physically relocate now to a specific country — say, the United States — or you need a student, skilled-worker or employment visa. That is an in-country immigration matter, and a specialist there will serve you far better than we could. We are residence by investment: optionality, not relocation, and we’ll tell you when someone else is the better call.
Residence, not relocation.
There are forty residence programmes worldwide — and most ask you to uproot your family, move, and become a tax resident in a new country. If relocating is the goal, we are honestly not the right firm. What we do is expedite a route to a European Union residence card through investment — secured and held quietly from home, an optionality your family keeps for if and when you choose to use it. It is a narrow expertise, and it is where we excel for our clients.
Cyprus
The EU foothold that doubles as Europe’s easiest serious tax residence — a 60-day non-dom structure that is entirely above-board.
Greece
EU and Schengen from day one, with no minimum stay to maintain — and a flat-tax option for larger earners who do relocate.
Mauritius
The non-EU alternative: zero capital-gains tax, an exceptional lifestyle, and a hard-currency hedge for your wealth.
Where the other programmes lead — honestly.
We map every credible route in the open. But examined against what most clients actually want — a European foothold they can hold from home — most paths quietly lead back to the same three.
Considering Portugal? Its real-estate Golden Visa route closed in October 2023; the remaining fund route carries minimum-stay days and notoriously long processing backlogs. For a European foothold you can hold from home, Greece asks no minimum stay at all — and Cyprus pairs EU residence with the easiest serious tax residency in Europe.
Looking at Malta for a passport? In 2025 the EU’s highest court ended citizenship-by-investment across the Union. The lawful European path is now residence — held over time — in Cyprus or Greece.
Drawn to the UAE for zero tax? Superb as a tax base — but it buys no European access. If Europe is the point, the same capital secures it through Cyprus or Greece, with tax advantages of their own.
Tempted by a fast Türkiye passport? Real, but it carries no EU, UK or US visa-free travel. For European access specifically, residence in Cyprus or Greece is the cleaner route.
Set on physically emigrating — to the US or elsewhere? Then you want a dedicated immigration firm in that country, not us. We structure optionality, not relocation — and we’ll say so plainly.
The assessment weighs them all against your own objectives — and shows you, in your situation, why the conclusion tends to be the same.
See what independent advice tells you.
A short, confidential assessment identifies the right residence and property strategy for your family — sourced neutrally, verified to the law, with one transparent fee. No commission, no pressure.