Residence by investment
Residence
8T20 Capital · By Investment

Obtain a residence permit.

We coordinate residence-permit applications for private clients through a single, well-chosen property investment.

Why hold property alone? One decision becomes a euro-denominated asset, euro rental income, a hedge out of your home currency — and legal residence in Europe. Every step coordinated by us.

15+ years
in residence & citizenship programmes
30+
client nationalities served
Up to €20,000
saved per application — less than the market charges
€100m+
facilitated through residence & citizenship programmes

A private-client advisory relationship. We source the asset, instruct and coordinate licensed legal, tax and immigration counsel, and project-manage every application — start to finish.

The advisor analysis

Begin with a private strategy assessment.

A short, confidential assessment that reads your objectives, budget, family and timeline — and identifies the jurisdiction and property strategy that genuinely fit. Not a quiz. A private-client analysis, with a senior advisor to follow.

  • Your strongest jurisdiction — with the reasoning
  • Indicative cost, timeline and document checklist
  • A confidential client file, shared once to maximize efficiency

Takes about three minutes · confidential · no obligation

The advisory film, in 65 seconds
Advisory · Sound on

Every credible route weighed against your objectives, with one advisor accountable for the outcome — so you decide from clarity, not a sales pitch.

One offering · three routes

Choose your jurisdiction.

Each route is a complete residence programme — the permit, the government application and the full process coordinated for you, with the qualifying investment arranged as one step within it. Open any for the process, timeline and a live cost calculator.

What you gain

One investment, working on every front.

A single, well-chosen property does far more than house your capital. Here is what owning a Cyprus, Greece or Mauritius residence actually delivers.

A euro-denominated asset

A hard-currency store of value plus euro rental income — diversifying you out of your home currency, in your name.

Legal residence in Europe

A genuine EU foothold in Cyprus or Greece — a renewable residence permit, held quietly from home and used if and when you choose.

Europe’s easiest serious tax base

Cyprus’s 60-day non-dom regime: 0% on dividends, interest and securities gains — entirely above board.

Your family, secured

Spouse and children on one application; English-language and international schooling, and first-rate healthcare.

A Plan B held in reserve

Pre-arranged residence in a safe, stable jurisdiction — secured calmly now, never negotiated under pressure later.

A path to citizenship

Held over time, residence becomes a lawful route to an EU passport — the long game, done properly.

Tax outcomes depend on your circumstances and are confirmed by qualified counsel; the 60-day non-dom illustration is the Cyprus regime in isolation. Mauritius offers a non-EU alternative (zero capital-gains tax, exceptional lifestyle) where EU access is not the objective.

Side by side

Compare the top three programmes.

Cyprus, Greece and Mauritius — the three our private clients most often choose. The essentials at a glance; every figure is indicative and verified to 2026, with final positions confirmed by licensed counsel on engagement.

Cyprus
Fastest EU residency
Greece
2nd most requested
Mauritius
Best lifestyle value
Minimum investment€300,000 + VAT (new-build)€250,000 / €400,000 / €800,000USD 375,000 (PDS / IRS / RES / Smart City)
Residency grantedPermanent residency — Reg. 6.2 fast-trackGolden Visa — 5-yr renewableResidence permit — held while you own
Tax positionNo inheritance tax · 60-day tax residencyNon-dom: flat €100,000/yr on foreign incomeNo CGT / inheritance / wealth tax · top rate 20% · foreign income on remittance
Family includedSpouse + children (auto <18; 18–25 if student-dependent)Spouse, children <21 (to 24 if student), both sets of parentsSpouse/partner, children to 24, dependent parents
MobilityEU member · not yet Schengen (permit valid for Cyprus)Full Schengen member · visa-free travel from day oneOutside EU/Schengen · live, work & retire in Mauritius
Minimum stayVisit once every 2 yearsNo minimum stayNo minimum stay
Indicative timeline~2–3 months approval · 4–7 months to card~4–9 months~3–6 months
Best forEU footing, fast permanent residency, English-speakingSchengen from day one, no-stay flexibility, fixed-tax optionZero-CGT island base, lifestyle, rand/euro hedge
The wider world

A global program database — honestly mapped.

Our focus is Cyprus, Greece and Mauritius — but you can explore every credible route here, openly. The assessment weighs them all against your objectives and points you to the best fit for you.

Cyprus
Cyprus Permanent Residence
Open
Fastest EU residency
From€300,000
MobilitySchengen pending
Greece
Greece Golden Visa
Open
2nd most requested
From€250,000
MobilityFull Schengen
Mauritius
Mauritius Residence by Property
Open
Best lifestyle value
FromUSD 375,000
Mobility
Malta
Malta Permanent Residence
Open
From€375,000
MobilitySchengen 90/180
United Arab Emirates
UAE Golden Visa
Open
FromAED 2,000,000
Mobility
Türkiye
Türkiye Citizenship by Property
Open
FromUSD 400,000
MobilityCitizenship
Panama
Panama Qualified Investor
Open
FromUSD 300,000
Mobility
Latvia
Latvia Residence by Property
Under review
From€250,000
MobilityFull Schengen
Portugal
Portugal Golden Visa
No property route
From€250,000
MobilityFull Schengen
Spain
Spain Golden Visa
Closed
From€500,000
MobilityFull Schengen
United States
USA EB-5
No property route
FromUSD 800,000
MobilityUS green card

Figures are indicative entry minimums in each programme’s native currency, verified to 2026 and confirmed by counsel on engagement. Some routes (Portugal, Spain, EB-5) are shown for completeness even though their property route is closed or never existed.

Who this is for

A plan B — not a packed suitcase.

Residence by investment is about optionality. Most of our clients have no intention of leaving home tomorrow — they want a secured right to live in Europe, or a stable base beyond it, that they can hold quietly and activate only if they ever choose to. That is precisely what we structure: a second home for your capital and your family, held without uprooting the life you have.

This is you
  • You want a Plan B you can hold from home — a hedge, not a move
  • A euro-denominated asset and an EU foothold for your family
  • Tax optionality and a second base, secured quietly over time
  • One relationship that handles every step for you
We’re not the right firm if

You intend to physically relocate now to a specific country — say, the United States — or you need a student, skilled-worker or employment visa. That is an in-country immigration matter, and a specialist there will serve you far better than we could. We are residence by investment: optionality, not relocation, and we’ll tell you when someone else is the better call.

Why we go deep, not wide

Residence, not relocation.

There are forty residence programmes worldwide — and most ask you to uproot your family, move, and become a tax resident in a new country. If relocating is the goal, we are honestly not the right firm. What we do is expedite a route to a European Union residence card through investment — secured and held quietly from home, an optionality your family keeps for if and when you choose to use it. It is a narrow expertise, and it is where we excel for our clients.

Cyprus

The EU foothold that doubles as Europe’s easiest serious tax residence — a 60-day non-dom structure that is entirely above-board.

Greece

EU and Schengen from day one, with no minimum stay to maintain — and a flat-tax option for larger earners who do relocate.

Mauritius

The non-EU alternative: zero capital-gains tax, an exceptional lifestyle, and a hard-currency hedge for your wealth.

Weighing another route?

Where the other programmes lead — honestly.

We map every credible route in the open. But examined against what most clients actually want — a European foothold they can hold from home — most paths quietly lead back to the same three.

Considering Portugal? Its real-estate Golden Visa route closed in October 2023; the remaining fund route carries minimum-stay days and notoriously long processing backlogs. For a European foothold you can hold from home, Greece asks no minimum stay at all — and Cyprus pairs EU residence with the easiest serious tax residency in Europe.

Looking at Malta for a passport? In 2025 the EU’s highest court ended citizenship-by-investment across the Union. The lawful European path is now residence — held over time — in Cyprus or Greece.

Drawn to the UAE for zero tax? Superb as a tax base — but it buys no European access. If Europe is the point, the same capital secures it through Cyprus or Greece, with tax advantages of their own.

Tempted by a fast Türkiye passport? Real, but it carries no EU, UK or US visa-free travel. For European access specifically, residence in Cyprus or Greece is the cleaner route.

Set on physically emigrating — to the US or elsewhere? Then you want a dedicated immigration firm in that country, not us. We structure optionality, not relocation — and we’ll say so plainly.

The assessment weighs them all against your own objectives — and shows you, in your situation, why the conclusion tends to be the same.

The standard we hold

Traceable to the law — not marketing.

Every programme on this platform is grounded in its governing legislation and the administering government authority, with citations and official sources you can open and read. We are the source of truth — and we show our working.

26 legal instruments cited

Each route traced to its statute, regulation or decree.

10 government authorities

Sourced from the administering authorities directly.

Independently cross-checked

Verified against primary legislation, June 2026.

Source of truth

References, sources and real figures at every step.

Open any programme’s dossier to see the governing statutes, the administering authority and the official source links in full.
The firm

Fifteen years at the apex of the industry.

8T20 Capital’s leadership has worked at the centre of government-facing residence and citizenship programmes since 2010 — serving private clients from more than thirty countries, and the sovereign programmes of the Caribbean, Cyprus and Malta. We bring that institutional depth to a single, personal relationship.

15+ years
in residence & citizenship programmes
30+
client nationalities served
Caribbean · Cyprus · Malta
government programme experience
€100m+
facilitated through the programmes
How we work

One relationship, the whole journey.

Your residence permit is the goal. We coordinate the entire journey to it as a single engagement — advisory, the qualifying investment, the application and aftercare — to the same standard across all three jurisdictions.

01 · Advisory & selection

We learn your family’s goal and select the right residence route and jurisdiction — the permit first, everything built around it.

02 · Qualifying investments

We arrange the qualifying investment your route requires — a single, well-chosen property — sourced and vetted as the step that secures residency.

03 · Submission of applications

Every government form prepared and checked with you, then lodged by licensed local counsel — your residence application, coordinated end to end.

04 · Aftercare & support

Renewals, your records and your asset looked after for as long as you hold — one point of contact throughout.

8T20 Capital coordinates the engagement and facilitates your applications; the qualifying investment and all regulated legal, tax and immigration work are delivered by licensed local professionals. We are not a law, tax or immigration firm and do not provide those services directly.

How your file is handled

Prepared to the government’s standard.

We prepare and assemble your file by hand. You share your details once; we complete the government forms for your signature at the right moment, and make certain every supporting document is correct before anything is lodged — so your application is not declined over a technicality.

Share your details once

You give us what you already hold, a single time. We carry it through every government form on your route — you are never asked for the same paperwork twice.

Forms prepared for signature

We complete the official government application forms for your route and bring them to you, ready to sign at the appropriate point — checked by licensed local counsel before anything is lodged.

Built to the government’s standard

Every supporting document is verified against exactly what the authority requires, to the strict standard they set. A refusal follows a family onto every future application — we make sure yours is not declined on a technicality.

Sequenced and tracked

We know which document each authority needs and in what order, and we watch every expiry — passport, police certificate, permit — so nothing lapses, stalls or has to be done twice.

One relationship, accountable end to end. The regulated legal work is performed by the licensed local counsel we instruct; we prepare, check and coordinate everything around it so nothing reaches an authority unready.

Your dossier

Everything, prepared for you.

Open a private client file and we assemble your country dossier — tailored to your family and your chosen route. Each country page lets you request it directly.

Programme fact sheet

Your route, the thresholds, requirements, timeline and exactly what the residence permit unlocks — for your situation.

Government forms

The application forms for your route, pre-populated from your client file and lodged through licensed counsel.

Timeline & milestones

A dated plan from first step to permit in hand, with each milestone owned and tracked on your behalf.

Document checklist

Exactly what we need from you — passports, proof of funds, certificates — shared once, used across the file.

Personal cost assessment

A printed, itemised estimate — every fee, tax and ongoing obligation, based on your family size and budget.

Qualifying investment

The single property that satisfies your route — sourced and vetted as a required step. We surface options only when you want to look.

A short, private assessment opens your file — then we assemble and send your tailored dossier. No obligation.

Begin privately

Let’s identify your strategy.

Tell us where you want to be and who is coming with you. The assessment maps the route, the cost and the timeline around your family — privately, and without obligation.